Daily financial market insights & occasional product updates
Plaid's 2026 report says 55% of Americans now use AI to manage money — but the more they use it, the more oversight they demand. Why trust is the real product.
Ethan TengLLMs are non-deterministic by design. Discover how Ask Linc separates AI reasoning from fixed calculations to ensure consistent, reproducible financial results.
Ethan TengGo beyond the 4% rule. Ask Linc calculates your personalized withdrawal rate using real historical market data, giving you a range of outcomes — not just one number.
Ethan TengPerplexity's expanded Plaid integration points to a broader trend: intelligent finance, where AI answers questions grounded in your actual accounts and the broader market. Here's how Ask Linc is built for that shift.
Ethan TengWhy Ask Linc moved from a single AI model to Claude for reasoning and Gemini for structured data — and the measurable difference it made for users.
Ethan TengSee how Ask Linc stress-tests your retirement plan across historical market crashes, inflation shocks, and sequence-of-returns risk.
Ethan TengA layer-by-layer breakdown of how Ask Linc separates LLM reasoning from deterministic calculations to deliver accurate, hallucination-free financial analysis.
Ethan TengAsk Linc combines live market data with your actual brokerage holdings to deliver personalized portfolio analysis, stress testing, and retirement projections.
Ethan TengSee how Ask Linc routes queries between Claude and Gemini using a deterministic calculation engine — a technical deep-dive into our multi-model AI architecture.
Ethan TengLearn exactly how Ask Linc keeps your banking, investment, and property data private — including our dual-layer anonymization system, AES-256-GCM encryption, and read-only account access.
Ethan TengSingle-model AI apps are inefficient and brittle. See why routing each query to the right model optimizes accuracy, cost, and reliability for production products.
Ethan TengAsk Linc’s “Show the Math” feature exposes the full AI reasoning pipeline so users can verify calculations, prompts, and financial data used in each answer.
Ethan TengMost AI financial tools hallucinate numbers. Ask Linc avoids this by grounding analysis in real financial data, step-by-step calculations, and AI validation.
Ethan TengMillennials need more than budgeting apps. Learn how AI-driven modeling, portfolio stress tests, and unified account views are transforming wealth building.
Ethan TengThe 4% rule was built for 30-year retirements. Early retirees face 45–50 years of withdrawals. See why dynamic AI modeling is replacing static rules in 2026.
Ethan TengPersonal finance is shifting from reactive dashboards to proactive AI that simulates and predicts. Here's why AI-native tools are replacing budgeting apps for good.
Ethan TengSee how conversational AI is replacing static dashboards in fintech — and why asking your finances a question beats building another spreadsheet.
Ethan Teng