Today in Markets & Money: Midweek Check for Investors 📈
Ethan Teng
Published September 9, 2025
1 min read
📈 Stocks Holding Strong
The S&P 500 is at 648.83, up 0.25% today. Over the past month, it’s climbed 2%, and compared to last year, it’s up 18%. That’s a strong rally by any standard. Investors clearly think the Fed has inflation under control — or at least under surveillance.
💸 What this means for your wallet:
If you’ve been riding stocks higher, congrats — your 401(k) is flexing. But after an 18% run in a year, don’t assume this lasts forever.
💵 Bonds: Quietly Interesting Again
Treasury yields are at:
- 1-year: 3.65%
- 5-year: 3.59%
- 10-year: 4.1%
Nothing flashy, but 4% on a 10-year Treasury is still solid compared to the near-zero world we lived in a couple years ago.
💸 What this means for your wallet:
You don’t have to be all-in on stocks just to stay ahead of inflation. Bonds are back as a legit income option.
🏡 Mortgages
30-year fixed mortgage = 6.5%. Not great if you’re house shopping, but for investors, it’s a reminder: high borrowing costs are part of why stocks look better than housing right now.
🧾 Bottom Line
Stocks are strong, bonds are steady, inflation is stable. That means investors finally have choices. You can balance growth and safety instead of feeling forced into risk.
💡 Money Move of the Day
If your portfolio is 100% stocks after this rally, rebalance. Trim some equity gains and put them into bonds while yields are still above 4%.
👋 This is why I built Ask Linc — an AI investing app that pulls in your real portfolio + today’s market context and answers:
👉 “Should I trim my stock gains and buy more bonds at today’s yields?”
That’s the kind of midweek check Ask Linc makes clear → asklinc.com