Starter Tier – Your “Get Your Act Together” Phase

If you’re in your 20s or early 30s, you might not think of yourself as someone who “needs” a financial tool. You’ve got a checking account, a savings account, maybe a credit card or two, and a 401(k) through work. You know the basics. Things aren’t complicated — yet.

There are plenty of apps out there that will track your spending, make you a budget, and show you a bunch of colorful charts. The problem? Those charts don’t always tell you what you actually need to know. They’ll show you that you spent $240 on restaurants last month — but not whether that means you’re on track to save more, or if you could safely move some of that money somewhere better.

Starter is for people who want a clearer view than “here’s your spending pie chart.” It connects securely to your accounts, sees the whole picture, and answers real questions based on your numbers, like:

• “Can I move more into savings without running short?”
• “How much could I put toward my credit card this month without messing up my rent payment?”

It’s not about overwhelming you with investment data or economic trends you’re not ready for. It’s about helping you see exactly where you stand and making decisions with confidence — without juggling five apps and trying to be your own accountant.