Financial Privacy in the Age of AI: Why It Matters More Than Ever
Ethan Teng
Published October 28, 2025
1 min read
AI is now woven into nearly every financial product you use — from banking chatbots to robo-advisors to “smart” budgeting tools.
That’s mostly a good thing.
But it also means your financial data is being used, shared, and learned from in ways most people don’t realize.
Behind the scenes, your spending habits, transaction histories, and investment activity can all be part of what fuels “AI improvements.”
That’s not privacy — that’s permission by fine print.
🧠 The 2025 version of “financial privacy”
It’s no longer about hiding transactions or avoiding ads.
It’s about keeping your financial context out of training data, out of third-party aggregators, and out of systems that turn behavior into prediction.
Because once your data becomes training fuel, you can’t take it back.
That’s why I built Ask Linc differently — so you can connect your accounts and get real answers without giving up ownership of your data.
Your info is encrypted, anonymized, and never used to train AI models.
The goal isn’t to avoid AI — it’s to make sure AI works for you, not from you.
👉 Read more at asklinc.com.