Standard Tier – Welcome to the Juggle
Ethan Teng
Published August 9, 2025
1 min read
By your 30s or early 40s, life tends to get more complicated. You might be married. You might have kids. You’re probably trying to save for a down payment and for college and for retirement. Suddenly, your money has to do a lot of jobs at once.
At this point, you’ve probably tried a budgeting app or two. They’re great for telling you where the money went. But they don’t tell you what’s happening outside your household that could affect every financial goal you have.
That’s where Standard is different. It still gives you everything from Starter — all your accounts in one place, clear answers to questions about your numbers — but now it brings in the bigger picture:
- Inflation data so you know whether your savings are keeping up with rising costs
- Interest rate trends so you can time big moves like locking in a mortgage or refinancing
- Credit card APR context so you can see the real cost of carrying a balance
- Real-time answers that merge your personal data with current economic conditions
Other tools stop at “Here’s what happened to your money.” Standard helps you answer “What should I do next, given what’s going on right now?” Because when you’re juggling multiple priorities, guessing wrong can get expensive.