Premium Tier – Playing the Long Game

If you’re in your 40s or 50s, your focus usually shifts. The kids are nearly grown. You probably own your home, but still have a mortgage. Your retirement accounts are substantial, and the next decade or so will make a huge difference in how comfortable that retirement is.

You might already be using an investment platform, your bank’s tools, maybe even a retirement calculator. But those either give you a generic forecast that assumes “average” everything — or they bury you in raw market data without connecting it to your life.

Premium does both sides well: it gives you professional-grade market intelligence and applies it directly to your situation. You still get everything from Standard — your accounts, economic indicators, context — but now you also have:

• Live Treasury yields, mortgage rates, CD rates, and stock market data
• Professional news and analysis from sources like Reuters and Bloomberg, translated into plain English
• Scenario planning so you can see how changes in rates, markets, or inflation could affect your retirement timeline
• Personalized recommendations that combine your real numbers with what’s happening right now in the market

At this stage, the small percentage shifts matter. Premium ensures you can spot them, understand them, and act at the right time — without having to be your own financial analyst.