Buying a home, growing your family, changing jobs, or planning retirement? Ask Linc uses your accounts to show what you can afford, what else changes, and what to do next.
$9/month. Cancel anytime.
Can we afford a $700K home without pausing retirement savings?
✓ Yes—if you keep at least $45K in cash.
A 15% down payment leaves a six-month emergency fund and keeps both retirement contributions unchanged. Putting 20% down would leave too little cash after closing.
Put 15% down, keep total housing costs below $4,800 a month, and leave both 401(k) contributions alone.
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Read-onlyLinc can't move your money
Clear assumptionssee the inputs and calculations
Private by designsensitive labels removed before AI analysis
THE DIFFERENCE
A larger home can change childcare options, emergency savings, and retirement. Linc checks those tradeoffs together instead of treating each account as a separate chart.
Cash, debt, property, taxes, goals, and risk stay connected—not trapped in separate tabs.
WHAT-IF, WITHOUT THE SPREADSHEET
Explore the decision until it feels clear—not because Linc gave you one answer, but because you can see what moves it.
✓This keeps the planned lifestyle with a more useful cushion.
PRIVACY BY DESIGN
Account credentials stay with connection providers. Before AI analysis, Ask Linc replaces sensitive account and merchant labels with neutral tokens.
See how your data is protected →The answers sounded convincing. But financial decisions need more than convincing.
WHY I BUILT THIS
After getting laid off, I pasted my bank statements into ChatGPT to answer tough money questions—and immediately regretted it.
Financial decisions need your real financial picture, reliable calculations, dated market inputs when they matter, and numbers you can inspect. So I built Ask Linc.
Read the full story →SIMPLE PRICING
No asset minimum. No percentage of your wealth. No sales call.
Less than two coffees. Cancel anytime.
YOUR NEXT DECISION STARTS HERE