SELF-DIRECTED FINANCIAL PLANNING

Tell Linc what you’re
trying to figure out. It builds the financial plan.

Connect your finances. Ask your question. Linc pulls it all together, runs the numbers, and gives you a plan you can explore.

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Try free for 30 days. No credit card required.

  1. 01 / CONNECTYour financial life.
  2. 02 / ASK

    “Could we retire
    at 55?”

    Your question.
  3. 03 / LINC DOES THE WORK
    Pulls it together Runs the numbers Tests the what-ifs
    The analysis, handled.
  4. 04 / EXPLORE THE RESULT
    Your retirement planWhat works. What could change.
    A clearer next step.
One question. The whole picture. Explore the full demo

01 / BRING IT TOGETHER

Connect your
financial life.

Your bank accounts, investments, home, and loans belong in the same picture. Connect your accounts or add details yourself. Linc brings the relevant numbers together.

See what you can connect
YOUR ACCOUNTS9 / 9 connected
  • ChaseConnected
  • FidelityConnected
  • SchwabConnected
  • Bank of AmericaConnected
  • Capital OneConnected
  • American ExpressConnected
  • Wells FargoConnected
  • CitiConnected
  • RobinhoodConnected
Read-only. Your money stays where it is.

Example connections. Availability varies by institution.

02 / ASK IN YOUR OWN WORDS

You ask the question.
Linc does the work.

Retire sooner? Buy the house? Take a year off? Tell Linc what you’re weighing and answer any clarifying questions. It runs the analysis and explains the tradeoffs.

See what you can ask
A CONVERSATION WITH LINC
  1. YOU

    Could we retire at 55 and keep traveling?

  2. LINC

    You have $1.4M invested and spend about $6,000/month. Keep saving $36,000/year until retirement?

  3. YOU

    Yes. Add $12,000/year for travel—and compare retiring at 57.

  4. LINC

    At 55, 65 of 685 historical plans ran out before age 95. At 57, none did—with the same $84,000/year budget. The vulnerable stretch is before Social Security starts at 67.

    MEDIAN PORTFOLIO AT RETIREMENT
    Retire at 55$1.72M4.9% initial draw
    Retire at 57$1.97M4.3% initial draw
    Try your own numbers

Illustrative household. Actual calculator output.
Past results are not a forecast.

03 / EXPLORE THE WHAT-IFS

Change the assumption,
not the spreadsheet.

A different retirement date. A little more spending. A smaller down payment. Ask a follow-up and see what changes in the plan—and why.

See a plan in action
SAME $84,000/YEAR. A DIFFERENT RETIREMENT DATE.
Retire at
90.5%of historical plans
lasted to age 95

620 of 685 tested histories. 65 ran out before age 95.

$1.72Mmedian portfolio at retirement
4.9%initial portfolio withdrawal
The pressure point: 12 years before Social Security.

Your portfolio covers the full $84,000/year until age 67. Then $36,000 of Social Security reduces that need to $48,000/year.

Illustrative household. Actual calculator output.
Past results are not a forecast.

SHOW THE MATH

A clear answer.
And the work behind it.

See the inputs, assumptions, calculations, and sources behind your answer. Purpose-built tools handle supported financial math.

See how answers are checked
01 Inputs
The numbers Linc used
02 Assumptions
What the plan depends on
03 Math
How the result was calculated
04 Sources
Where the information came from

Read-only connections. Linc can’t move your money. Your financial data is never used to train AI models. How we protect your data ↗

START WITH YOUR QUESTION

Your next move
starts here.

30 days free. Then $19/month.
One plan. Full access. Cancel anytime.

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