Ask the hard questions about retirement, debt, and big decisions. Get a clear recommendation grounded in your real finances and today's market.
No credit card · Sample data included · $9/month when you're ready
Can we retire at 60 if rates stay higher for longer?
✓ Yes—with room to spare.
At 60, you're projected to have $1.7M more than your plan requires. The bigger risk isn't higher rates—it's having 92% in stocks this close to retirement.
Target 60. Clear the $444K debt by 53, then move toward 70% equities.
12,000+institutions connect via Plaid
Read-onlyLinc can't move your money
InspectableEvery number shows its work
PrivateYour data never trains AI
THE DIFFERENCE
Most tools show you pieces. Linc reasons across the whole picture—so an answer about your mortgage already understands your retirement plan.
Cash, debt, property, taxes, goals, and risk stay connected—not trapped in separate tabs.
WHAT-IF, WITHOUT THE SPREADSHEET
Explore the decision until it feels clear—not because Linc gave you one answer, but because you can see what moves it.
✓The strongest balance of time, lifestyle, and resilience.
PRIVACY BY DESIGN
The AI never sees your bank names, account numbers, or identity. Sensitive details are stripped away before analysis.
See how your data is protected →The answers sounded convincing. But financial decisions need more than convincing.
WHY I BUILT THIS
After getting laid off, I pasted my bank statements into ChatGPT to answer tough money questions—and immediately regretted it.
Financial decisions need your real financial picture, reliable calculations, current market data, and numbers you can inspect. So I built Ask Linc.
Read the full story →SIMPLE PRICING
No asset minimum. No percentage of your wealth. No sales call.
Less than two coffees. Cancel anytime.
YOUR NEXT DECISION STARTS HERE