Privacy Policy
Effective Date: July 29, 2025
Operated by: Ethan Teng Consulting LLC
1. What We Collect
We collect the minimum necessary to deliver Ask Linc:
Financial account data (via Plaid): balances, transactions, account names — read-only
Questions you ask and Linc's responses
Basic usage data: browser type, device info, session duration, error logs
We do not collect or store banking credentials.
2. How We Use It
To provide answers and insights tailored to your accounts
To improve the quality and performance of Ask Linc
To understand aggregate usage trends (anonymized)
We do not:
• Sell your data
• Share your data with advertisers
• Use your data to train AI models
3. Your Rights Under GDPR and CCPA
If you're located in the European Union (GDPR) or California (CCPA), you have specific rights:
You can:
Access the data we've collected about you
Correct or update that data
Request deletion of all personal data we store
Opt out of data collection (except what's required to operate the service)
You can do this via your in-app Privacy Dashboard or by emailing us at hello@asklinc.com.
We will never discriminate against you for exercising your privacy rights.
4. Data Storage and Transfers
All data is stored securely in the United States. If you are outside the U.S., your data may be transferred and processed here. We take appropriate safeguards to protect it.
5. Deletion & Control
You can disconnect your accounts and delete all data at any time.
Deleted data is permanently removed from our systems within 30 days.
We retain only the minimum necessary logs for service security and fraud prevention.
6. Third-Party Services
We use:
Plaid for account linking (SOC 2 certified)
OpenAI for GPT-powered responses (with anonymized input)
Hosting and analytics services that follow industry-standard security protocols
7. Contact
For privacy-related questions or to exercise your rights, contact: