Terms of Service
Effective Date: July 29, 2025
These terms apply to your use of Ask Linc, a product operated by Ethan Teng Consulting LLC.
1. What Ask Linc Does
Ask Linc connects to your accounts and helps you make sense of your finances by answering plain-language questions with context from your actual data and today's market.
2. Your Responsibilities
You agree to:
Use Ask Linc only for personal, lawful purposes
Not resell or misuse the service
Keep your login credentials secure
Understand that Linc provides informational insights, not investment, tax, or legal advice
3. Subscription & Billing
Some features require a paid subscription. You'll always see clear pricing and can cancel anytime. We don't do surprise charges or hidden fees.
4. Data & Privacy
We handle your data according to our Privacy Policy. You can:
View, export, or delete your data
Opt out of tracking and personalized services (except where essential)
If you're a resident of California or the EU, you have enhanced rights under CCPA and GDPR, which we fully honor.
5. No Guarantees
We do our best, but we can't guarantee:
100% uptime
Financial accuracy in all responses
That our AI will always interpret your question perfectly
You should double-check any major decisions with a financial advisor.
6. Changes to These Terms
If we update these Terms, we'll let you know in-app or via email. Continued use means you agree to the new terms.
7. Contact Info
Questions, complaints, or requests? We're reachable at: